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DRO Assessment query.

portofcall
Posts: 53 Forumite
in IVA & DRO
Is it possible to have a couple of intermediaries from different charities perform an assessment prior to paying the application fee?
Am I correct in thinking that it's not the intermediaries who can impose a rejection and subsequent 6 year ban on applying for DRO but the Official Receivers who can only do this?
Am I correct in thinking that it's not the intermediaries who can impose a rejection and subsequent 6 year ban on applying for DRO but the Official Receivers who can only do this?
0
Comments
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I don't think that is possible.
If the intermediary thought your application would be rejected, they wouldn't process it in the first place.
The insolvency service usually go with the intermediarys recomendation.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Hi portofcall,
You could go to several competent authorities to be assessed by several intermediaries if you want to, but you will need to go through the full process every time and that will be very time consuming and a unnecessary in reality. When you apply for the DRO an intermediary should try and guide you and discuss any concerns they have about the application and the possibility of rejection. It will ultimately be your choice whether or not to proceed to submit the application.
If you do submit it and it is rejected then the Insolvency Service will prevent any further applications going through for 6 years and you will lose the £90 fee.
Laura
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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