Refund Vanquis Credit Card "Credit"?

dramatik

I have a Vanquis credit card which I used to buy a phone. I cleared the balance of the credit card as normal, but decided to send the phone back as it wasn't for me. I've now been refunded by the company and I am £400 in credit.

Just wanted to know if it is possible to have this refunded to me, either as a cheque or perhaps withdrawing the sum as cash? I imagine I'd be charged 3% of the sum (£12) which I'm fine with, as long as I'm not charged any interest.

Reason I'd rather have the sum in another bank account is that
1: I can't send money to someone if need be.
2: I'd rather this sum be in my Natwest account with contactless facilities
3: I've come across a couple of places that won't let me credit accounts from a debit card (Such as Revolut)

[Deleted User]

Don't withdraw cash.

Phone them up for a refund.

dramatik

Cheers, it's as simple as that eh?

[Deleted User]

Yep. Even in this internet age, speaking directly with the other party callis often the easiest route.

Who'd have thunk? #oldskool #cuttothechase