Vanguard Target Retirement 2055 Fund

Zola.

dunstonh wrote: »

Yes, if the scenario sees the person having such an extreme change in position on their risk profile. That level of difference would be rare as you are talking about around 5 notches on a 1-10 scale. That would be highly unusual.


That would be more typical but again, the scale of drop is more than normal.

More typical is someone using VLS60 dropping to VLS40. Or 80 to 60.

If you have invested for 20-30 years as a DIY investor, you would have gone through many stockmarket crashes and come out the other end. Your knowledge of the investments will be better. You will know how it works. So, why would you want to drop so many risk levels? There could be reasons but most would only shuffle down a little.

Nice one, thanks! :beer: