van insurance for any driver?

men_with_vens

Hiya,

I'm coming up to renewal on my van insurance, 9 years no claims.

There have been a handful of times in the last year when it would've been handy to have someone else borrow the van for a journey. It often works out cheaper to hire a van rather than short term cover on my one, but hiring is hassle as someone has to drop off / pick up so they can actually get the hire van. It would be so much easier all-round to have any driver cover for my van.

Does anyone know any companies that are cheap for this sort of thing? I've got a few quotes, but they're coming back really high, which I don't really understand as the van can't be driven by separate people at the same time!

Happy for it to be any driver over 25, third party only etc. I wouldn't let people borrow it that I didn't trust!

Appreciate any wisdom or experience you guys can relay

Thanks

Chris

shaun_from_Africa

There are plenty of companies offering this type of insurance:

https://www.autonetinsurance.co.uk/commercial-van-insurance/multi-driver-insurance/

http://www.welldunninsurance.co.uk/vehicle-insurance/fleet-insurance/any-driver-over-21-fleet/

But if this website is correct:
https://www.rightsure.co.uk/any-driver/
It won't be cheap.

As a comparison we looked at a test quote, using the same details throughout but amending the driver types from a single policy holder, adding three named drivers (typically the most an insurer will allow) and then an Any Driver policy, the quote prices increased over each with a significant increase for the Any Driver quote.
•Policyholder only: £198.00
•Three Named Drivers: £402.00
•Any Driver Over 25: £796.00

George_Michael

men_with_vens wrote: »

Hiya,

I'm coming up to renewal on my van insurance, 9 years no claims.

There have been a handful of times in the last year when it would've been handy to have someone else borrow the van for a journey. It often works out cheaper to hire a van rather than short term cover on my one,

Don't forget that if one of the drivers on the "any driver" policy was to have an at fault accident (or a non fault one that still resulted in a claim on the policy), it would be your 9 years no claims that would be at risk and it would be your future insurance premiums that would be affected.