Looking for New Credit Card

Jeffmkkm

Hi all

Firstly thanks for looking at my thread.

A few years ago we were not in a great place with debt.
Its been a long road, but following advise on here, and a lot of hard work and over time, we have managed to get rid of all our loans and credit cards and have a much better mortgage deal.
We both have a very good credit rating now :-)

What I am after now is a card that is for an emergency fund only.
As an example I have elderly relatives in Ireland and I may have to go to a funeral at very short notice, so would need flights and hire a car very quickly.

I would anticipate paying anything off within a month or two max.

Just trying to work out which card would be best

Thanks

[Deleted User]

Any one will fit the bill.

However, if you now have a lack of credit history, due to no active credit, your options may be limited​. Try your own bank first.

Jeffmkkm

I have a ZX81 in the loft :-)

Credit history should now be good,

Thanks for the advise

eDicky

If there's a likelihood of non-sterling expense, such as car hire in Ireland, Aqua Reward has no fees for foreign purchases, gives 0.5% cashback and is relatively easy to get with a limited credit history.

Use whatever card you get regularly, paid off in full each month, to establish good history and have the limit increased to a useful level in case of sudden need.