The Jolly June NSD Challenge!

marmiterulesok

Good golly,June is only in a few days!Time for a new thread pronto Igor and Hubert....

Please join in and I will try and keep up with you all.

marmiterulesok

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch :money: & have been l-o-n-g time NSDers so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots [Weds mornings] in the cracked teapot & Ben's £1 coin for the gym locker [Friday lunch] in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & nargle usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

marmiterulesok

Here are our lovely prizes:

1st target achieved:

2nd target achieveThe prize:.com/2uik5g0.jpg[/IMG]

3rd target achieved:

Target exceeded:

Consolation prize:




Shawn the Shark is here to gently encourage any over eager nsders not to use the 'F' word ie F-a-i-l.....Other deterents include the dreaded soggy paintbrush and a manky kipper breakfast lovingly prepared by Igor.You have been warned....

marmiterulesok

Post your target and I'll add you to the list!

marmiterulesok 0/10

Nargleblast 6/15

Incywincy21 6/15

Simmo2207 3/8

dreamtruce 0/15

Munchin 2/15

Florence J 4/15

Honeysucklelou2 0/10

Lau0707 0/10

squanderscouse 3/10

indigowarrier 4/20

jamie2017 0/10

Ladykernow 0/10

Jo Blogs 9/15

Butti 1/7

marmiterulesok

Post your total and I'll add you to the list!

The prize:


marmiterulesok 3

squanderscouse 3

indigoscouse 4

Nargleblast

Ahh, June, the first month of summer, the birds singing, the bees and butterflies fluttering around, the flowers blooming, salad and strawberries everywhere.....what's that, Igor? Oh yes, the summer solstice around the 21st.....no, Igor, I don't think we should have a party at Stonehenge, remember what happened the other year? I will not say much, as I don't want to frighten off the new NSD gang members, but there was a bit of (whisper it) "trouble" involving Hubert the donkey, the altar stone, ten metres of extra strong rope, marmite's pink fluffy handcuffs, and your set of chefs knives....I tell you, the bail money required to get everyone out of the police station cells totally depleted the Ennessdee Towers housekeeping money jar, and that is why, since then, we have existed on a diet of egg sandwiches and endless cups of Mrs Doyle's tea. And anyway, there are posters everywhere warning people to look out for us.... no, Igor, even if you went in disguise...what would you wear, anyway? Please tell me not the lederhosen and the string vest again......

Nargleblast

.....so, Igor, I think we should welcome in the summer with a series of summer garden parties and barbecues, lots of tea and strawberry jam and cream scones, lovely! And of course I shall do my best not to spend money unnecessarily - I think a target of 15 NSDs should do it!

Incywincy21

Nargleblast - your post really made me smile!! :T

I think I'm going to try for 15 NSDs in June - though as I'm a beginner I'm going to exclude medical expenses (as these are my biggest expense) and then as I become more advanced I'll try to include those too! :dance:

Feeling positive!

Simmo2207

Oh can I join please? This will be my first ever NSD challenge. As I'm a newbie I am going to aim for 8 NSDs :j

Nargleblast

( Yes, Igor, people are slowly signing up for the June challenge, and after the bank holiday weekend nonsense is over, even more people will reach that "Oh-chuffing 'eck,-it's- nearly-June,-better-sign-up-for-the-next-NSD challenge!"-moment......so tell Mrs Doyle to get the kettle on and make some more fairy cakes, and you can make your famous marmalade vol au vents, but leave out the anchovies this time...)

Only 3 days to go till June, start thinking on how to avoid spending now!

dreamtruce

Please can you sign me up to 15 NSDs
I tried really hard this month but been awful as i've just moved in and I didn't realise there was a lot of items we needed to buy for the house!

Thank you!