Child Benefit
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KenAdams2015
Posts: 45 Forumite
Apologies, if this is not the right forum!
My wife and I live together, she has four children, 2 are from a previous partner and we have 2 together.
My wife claims child benefit for all 4.
She has 27 years of the 30 she needs of Pension contributions (she has worked since 17), I only have 23 as I missed 3 years whilst in higher education.
is it possible to have my wife claim for the 2 from her previous relationship and I claim for the 2 we have together?
We live together and I understand there may be an issue as we wouldn't want to get a child each at £20.70 and £13.70
Or would we need to wait until her first two children are too old for child benefit or past an age where you still get CB but no pension contributions? Am I right in thinking that pension contributions for CB stop at 12?
Many thanks:)
My wife and I live together, she has four children, 2 are from a previous partner and we have 2 together.
My wife claims child benefit for all 4.
She has 27 years of the 30 she needs of Pension contributions (she has worked since 17), I only have 23 as I missed 3 years whilst in higher education.
is it possible to have my wife claim for the 2 from her previous relationship and I claim for the 2 we have together?
We live together and I understand there may be an issue as we wouldn't want to get a child each at £20.70 and £13.70
Or would we need to wait until her first two children are too old for child benefit or past an age where you still get CB but no pension contributions? Am I right in thinking that pension contributions for CB stop at 12?
Many thanks:)
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Comments
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Ive never heard CB pension cont. (HRP, home responsibilities protection) ending at 12 ?
As I see it you are a family unit and can only make one claim, you will both need 35 years of cont. for a full state pension, can I assume at some point that your wife will return to work and get another 8 years of cont, and that you have another 12 years to work(at least), all that being so then I don't see your problem.?0 -
Are either of you employed now?0
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According to our gateway / personal tax accounts it says we need 30 years, well it says she has 27 and needs 3 more and I have 23 and need 7
My wife has always worked from 17 up to end of 2014.
We both hopefully have enough years of work left I was just wondering when it says she has full record about transferring to me.
Thank you for replying:)0 -
My wife is a SAHM and at the moment I am employed but only recently and after being out of work for a year or so (I am not expecting 2016/2017 to qualify with enough contributions)0
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KenAdams2015 wrote: »My wife and I live together, she has four children, 2 are from a previous partner and we have 2 together.
My wife claims child benefit for all 4.
She has 27 years of the 30 she needs of Pension contributions (she has worked since 17), I only have 23 as I missed 3 years whilst in higher education.
As you have young children, it should be fairly easy to make up the years you need through employment - you've got a lot of working years ahead of you.
You can switch the CB to you but if you are working and getting paid enough for NI contributions, there's no point.0 -
Yeah very true, with step children and biological children would prob be too messy to allow us both to claim for 2 each0
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Read it on thisismoney.co.uk and moneyadvicesevice.org.uk always thought it was (well presumed) for however long CB was paid0
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The 35 years is for people whose NI record starts after 6 April 2016.
But those starting before April 2016 may still need 35 or more to get the maximum pension - it depends on whether they have previously been contracted in or out of the additional state pension (SERPS / S2P)
People need to get individual forecast to find out what their current forecast is and how many more years they need to reach the maximum
https://www.gov.uk/check-state-pension0
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