Victim of fraud

Jsaid

Thank you, I have passport and driving license showing my signature both were issued prior to 2011
Although they tried to copy my signature on the loan application but its not the same as mine.

I am not sure how they applied for this loan, via online or by visiting bank

Any other way i can prove its not me

CKhalvashi

Jsaid wrote: »

Thank you, I have passport and driving license showing my signature both were issued prior to 2011
Although they tried to copy my signature on the loan application but its not the same as mine.

I am not sure how they applied for this loan, via online or by visiting bank

Any other way i can prove its not me

You may need to enlist the help of a handwriting expert, probably by creating several signatures.

A quick Google (literally less than a minute, so may be worth comparing prices) suggests that this can be done for around £600 (click here)

Whether this would satisfy a German court (with a report presumably being done in English) I don't know, however I have asked a friend in Germany who has extensive knowledge of the legal system there through work. I won't be able to recommend any company she may suggest though, as I don't want to be seen as touting for business.

Thrugelmir

A £50k unsecured loan, that's somewhat surprising. Were you resident and working in Germany at the time. Have you not had any contact previous to this in the last 6 years.

They also opened another bank account in my name , and transferred loan amount to this account and transferred again to someone else bank account

How did you find this out?

Jsaid

Please feel free to recommend me any German agencies who can help me

They may have contacted my previous address over the past 6 years
but now they managed to get my new address and sent me letter

Jsaid

I had a letter from another bank so I called them and asked information. .. they told me loan amount transferred to this account in 2011 and again transferred to another person's business account in Germany

CKhalvashi

Very blunt reply (translated from another language, but not German) from my friend in Germany who has viewed the thread.

Under section 195 of the German Civil Code, the limitation period is 3 years.

Hope this helps

Jsaid

Could you please explain to me about section 195.. didn't understand about limitation period means

DCFC79

Jsaid wrote: »

Could you please explain to me about section 195.. didn't understand about limitation period means

A period of time within which a party can bring a claim.

Google gives a longer explantion but thats the gist of it.

Jsaid

So that means they can't make any case against me?

CKhalvashi

Thanks DCFC.

In essence, it means you owe the money (until the fraud is sorted), but they can't take you to court to get an order on it.