IVA - Credit File etc

gash

I have been on my IVA for about 16 months and it's all going fine. However I noticed on my Clearscore report that this month my credit score jumped from 185 to somewhere in the mid 300's! Any idea why this would happen in one month? Nothing has changed. Due to this, I'm wondering if getting a credit card (not to use, just to have to build up my credit score) is a good idea? Or if I'm even allowed to do that. I'm aware I cant take any credit above£500, but if I get a credit card with a £500 limit that may be worth doing. Any pointers?

[Deleted User]

gash wrote: »

However I noticed on my Clearscore report that this month my credit score jumped from 185 to somewhere in the mid 300's! Any idea why this would happen in one month? Nothing has changed.

The scores are little more than randomly generated numbers. They have no meaning.

Ignore them like you would a drunk on the bus.

gash

But drunks on buses are such interesting people.