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Renting with bad credit
S1Ebbz
Posts: 50 Forumite
Does anyone know what credit checks will be undertaken for renting
In summary renting for 4+ years never missed a payment .... Do however have bad credit due to a DMP.....now might have no option but to move somewhere new just concerned with the checks when application to rent
Thanks
In summary renting for 4+ years never missed a payment .... Do however have bad credit due to a DMP.....now might have no option but to move somewhere new just concerned with the checks when application to rent
Thanks
0
Comments
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They can only check for public records and ask for references.0
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Where "public records" broadly means bankruptcy and CCJs.0
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OK so does that mean they won't actually see a credit score ? My actual score is ruined as I defaulted once going through start up DMP and just started this0
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OK thanks so would you see any issues if I owe a large amount and in a DMP. No bankruptcy and no CCJs.
Just defaults which have killed my credit
4+ years renting zero payments missed0 -
Employed and regular income yes. Just bad credit 😨0
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You should be fine.
My previous landlady contacted my work and previous landlady, my current only contacted my work.0 -
There just seems to be a lot of misinformation online as to what they can actually see. Some sites say public records and no information on what you owe......others say a full report which would clearly have me as a risk..even with my 100% record on 4 years worth of monthly rent payments0
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There just seems to be a lot of misinformation online as to what they can actually see. Some sites say public records and no information on what you owe......others say a full report which would clearly have me as a risk..even with my 100% record on 4 years worth of monthly rent payments
I think the question has been answered, yes there is a lot of misinformation. The only way they'll see your debts is if you show them0
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