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balance transfer query!!

i have £1800 on my mbna card but the 0% has ended and ive sent of for a credit check and all looks ok.debts have either been payed or i havent missed a payment yet but upon applying for a new card with natwest i got turned down and again when i tried with rbs.before i try anymore i was wondering if my best bet would be to split the debt in half and make 2 seperate applications.any help would be appreciated.thanks:confused:
Nov 15. Loan debt £4175.12

Comments

  • Remember that Natwest and RBS are the same company, so refusal in one probably ensured refusal in the other.
    Dave. :wave:
  • john-d_4
    john-d_4 Posts: 56 Forumite
    so does anyone think i should try a different company for the full amount or try in 2 halves? totally unsure as to what i should do.:confused:
    Nov 15. Loan debt £4175.12
  • It's hard to advise as we can't tell why RBS/NatWest refused you.

    Obviously, another application with another lender will cause another credit check, but who's to say you won't get the next one.
    Dave. :wave:
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