Lloyds Choice Card/s

jckh14

I've been looking at the choice card/s by lloyds and I'm wondering if it a good card to have?

The point system seems fairly good and I also have a club lloyds account, which would half the yearly cost of £24 to £12.

Also the card currently has a 0% purchase offer for 29 month, so I could potentially stooze money in the club lloyds account at 2% plus get the cashback. This would cover the £12 and much more.

The card/s also have an offer of 10 point per £1 on AMEX, which would be doubled to 20 points per £1 in the first 6 month. It seems like a win win, has anyone came across any disadvantages to this offer from lloyds?

jonesMUFCforever

If you already hold at least £5k in the club Lloyds current account use your stooze pot to open a monthly saver (max £400 pm)

20aday

I have one of these cards and the double points promotion was worth it as it helped me out at Christmas with some gift vouchers.

The card(s) are ideal for you if you spend at least £350/month on them (it's on their website) and they tend to give out credit limit increases every six months; when I opened my account last May I started off with £800 and by the end of this month it'll be £2050.

Ben8282

These cards are a satisfactory rewards/cashback product.