I'm not sure if this is PPI?

jane_adams_2

Yesterday I found an old file that contained a load of old Barclaycard statements (from 2004/2005). They all had 'Payment Protection Plan' on them, varying amounts (from £1 to £12 odd - presumably linked the balance at the time).

I also found a separate letter from them, reference the same card number, advising me of 'Card Protection Renewal' for the period June 2005 to June 2006 at £16 for the year. I'm assuming as it was 'renewal', I paid it the previous year as well. Unfortunately I haven't got statements from either year that would show the payment going out for the yearly premium but I have got statements from Apr 2004 to June 2005 that all show the extra monthly 'PPP' payment (over 8 statements I paid about £39 in total).

I also have Barclaycard statements in my husband's name that show the PPP amount too but none that cover a yearly payment.

Additionally I've found an Alliance & Leicester statement from 2007 that shows 'Card Protection' and an amount of £29 - presumably a yearly one.


Now, we have already done the CPP claim and I had another one more recently that I can't remember what it was called (initials beginning with A possibly. I think that was related to an old Egg card that I had).

What I'm not sure about is whether the monthly 'PPP' payments that we were both paying are separate PPI that we still need to claim?

Any ideas?

[Deleted User]

The PPP will be PPI. You don't need to claim it, but you can put in a complaint if you feel it was mid sold to you.

jane_adams_2

Thanks.

I wasn't even aware I had it, so feel like it wasn't even 'sold'.

I've put in a complaint via this site. Nothing ventured, nothing gained.

IAmWales

jane_adams wrote: »

Thanks.

I wasn't even aware I had it, so feel like it wasn't even 'sold'.

I've put in a complaint via this site. Nothing ventured, nothing gained.

Yet you've put all the detailed statements in a file? Did you not read them?