Maximise 0% capital one card

spookylittleboy

I wish to BT an old card on to capital ones new balance transfer card but want to do it at the right time of the month to get full advantage. I almost applied for it over the weekend but noticed that the site states that the 0% BT runs until the 1st April 2008. As it was the end of September I assumed that perhaps that wouldn't be the best time to apply (as I'd only get 6 months) and that if I applied today (1st Oct) then the offer would be until the 1st May 2008 (and I'd get 7 months). However I've just looked at the site and it still states 1st April.

Can anyone tell me when these types of offer roll over to the next month as it doesn't appear to be on a calendar month basis?

Many Thanks
SLB

YorkshireBoy

Unlike Egg, who seem to roll over their 0% each month, Capital One seem to offer a different product every 3 months or so. If the fee-free BT is important to you, I'd get in quick.

Just one thing though, if you read the T&C's (rather than just the features page) you'll see that the 0% runs until the day after your April 2008 statement date. Setting your statement date to the 28th of the month (during the activation call) will get you an extra month on the deal - and will also mean that you won't need to make your first payment until the middle/end of November.

nomoneytoday

If it states x months interest free, it will roll.
If it states free until xx/xx/08 then it usually won't

Sorry