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Old Credit card agreements

loupieee_2
Posts: 15 Forumite
in Credit cards
Hello, am new here, so please bare with me if i not in the right area to post this question.
A friend told me recently that she saw on this website a template that you could use to write to your credit card company and ask them for a copy of the original agreement.
If they cannot provide this, then apparently you can tell the credit card company that you do not recognise having a debt with them and get the whole debt cancelled.
Is this correct? Where can i find this information?
I currently have a credit card debt defaulted to a 3rd party. I've not heard from them in over 12 months since the direct debit was agreed and i currently still pay the money to my bank.
Hope you can help
Many thanks
Loupieee
A friend told me recently that she saw on this website a template that you could use to write to your credit card company and ask them for a copy of the original agreement.
If they cannot provide this, then apparently you can tell the credit card company that you do not recognise having a debt with them and get the whole debt cancelled.
Is this correct? Where can i find this information?
I currently have a credit card debt defaulted to a 3rd party. I've not heard from them in over 12 months since the direct debit was agreed and i currently still pay the money to my bank.
Hope you can help
Many thanks
Loupieee
0
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