📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

When things hit rock bottom the only answer is to fight the way back up...

1160161163165166310

Comments

  • And... finally bed time. I love that feeling when my whole weeks list is ticked off. Along with quite a lot of extras! Decorating is finished I think although there's some more bits I want to do now before new carpet goes down.

    Nothing better than starting a Monday morning list with nothing carried over!

    I have found enough to eBay at the start of next month (I can only list 20 listings a month) It does mean I need to buy some Jeans and bits for myself as I only have one pair that's wearable now. Will sort that next weekend though. All 3 kids need socks! I don't know where they go! Youngest needs some leggings and tops and DD Tops and a skirt/leggings. Will need to have a look around because I haven't found anything reasonable on eBay. Girls need trainers/shoes for playing watching some on eBay. DS is fine thanks to the things given to him x
  • Hello. I've been reading your diary and i have no idea how you managed. I'd have been a blubbing heap on the carpet! So glad you got the DLA, they dont exactly rush themselves to sort it. Echo what everyone said about tax credits, as long as you get medium or high rate DLA the disable tax credit is automatic, minimal hoops to jump through. So happy for you, you deserve good things happening for a change
  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 August 2017 at 6:55AM
    And... finally bed time. I love that feeling when my whole weeks list is ticked off. Along with quite a lot of extras! Decorating is finished I think although there's some more bits I want to do now before new carpet goes down.

    Nothing better than starting a Monday morning list with nothing carried over!

    I have found enough to eBay at the start of next month (I can only list 20 listings a month) It does mean I need to buy some Jeans and bits for myself as I only have one pair that's wearable now. Will sort that next weekend though. All 3 kids need socks! I don't know where they go! Youngest needs some leggings and tops and DD Tops and a skirt/leggings. Will need to have a look around because I haven't found anything reasonable on eBay. Girls need trainers/shoes for playing watching some on eBay. DS is fine thanks to the things given to him x

    Wow you've done so well! I wish I was as organised as you! Have you got a big list for next week too? I wish I could help re clothes for small one. But I gave all of May's too small clothes away to charity a couple of months ago :( I need to do some decorating, if you can find the time I'm sure I can! You make me feel lazy!
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    On the back of this I've just opened some instant savers attached to my account and renamed them :o:rotfl: All are obviously empty and will be until October but still a start and then I can work out what needs to go into each one :cool:

    Thank you x

    Hidden, I've now finally opened the instant access savings account for the cars. :j Been meaning to do it for ages so thanks for the reminder/push to actually do it. :T

    All sounding good with the girls' room. :j
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Morning, Hidden. Your plan is looking good. The important thing is you now have enough money coming in every month to cover your outgoings, pay your debts and feed and clothe your family. That must be a huge relief after all this time of wondering where the next penny was coming from. You've got a bit of leeway now so be kind to yourself.
    Have adventures. laugh a lot and always be kind.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Morning hidden, let us know about tax credits, they will go up <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Fantastic news on the DLA, I'm so pleased that has come together for you!

    Definitely double check if you can get contents insurance through your local authority, if not, and you have to arrange yourself, don't forget to take advantage of cash back sites :)
  • Appointment done, now I'm enjoying [STRIKE]Drowning my sorrows[/STRIKE] in a [STRIKE]expensive[/STRIKE] coffee.

    Kids are with my mum that saved on bus fare for them though (then I go and spend some on coffee :naughty: Oh well it's needed for sure.

    Going to ponder some more then go to mums and see what's been happening there.

    Will catch up with replies now thank you all for stopping in x
  • missymoo81 wrote: »
    Wow you've done so well! I wish I was as organised as you! Have you got a big list for next week too? I wish I could help re clothes for small one. But I gave all of May's too small clothes away to charity a couple of months ago :( I need to do some decorating, if you can find the time I'm sure I can! You make me feel lazy!

    I have the same list every week for cleaning and things that happen every week :o I love lists :o :rotfl: Small one isn't so small which is why middle one can't pass down clothes. Small one isn't much behind her sister in height despite the 3 year difference :rotfl::rotfl:
    sashybo wrote: »
    Hidden, I've now finally opened the instant access savings account for the cars. :j Been meaning to do it for ages so thanks for the reminder/push to actually do it. :T

    All sounding good with the girls' room. :j

    :T You helped us both :beer:
    Morning, Hidden. Your plan is looking good. The important thing is you now have enough money coming in every month to cover your outgoings, pay your debts and feed and clothe your family. That must be a huge relief after all this time of wondering where the next penny was coming from. You've got a bit of leeway now so be kind to yourself.

    It is a huge relief. Once things behind the scenes are dealt with I think for once things will actually be 'okay'
    Thank you for all your support along the way, I really do appreciate all your help and advice x
  • monz wrote: »
    Morning hidden, let us know about tax credits, they will go up <3

    Tax credits :cool: :rotfl: I think I could telephone the Queen easier :rotfl: will keep trying
    Fantastic news on the DLA, I'm so pleased that has come together for you!

    Definitely double check if you can get contents insurance through your local authority, if not, and you have to arrange yourself, don't forget to take advantage of cash back sites :)

    This is on today's list, looking at my old paperwork I think it was cancelled when we went into arrears. So will call them and see where I stand and what to do. Although I found it on a comparison site not much more in price than what we where paying to the local housing one.

    ^^ I like to pretend I know what I'm talking about but I actually have zero idea and hoping my step dad will look at the comparison sites and tell me what I need :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.5K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.