Lifesearch Vs Cavendish online Income protection

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Comments

  • dunstonh
    dunstonh Posts: 119,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    No info on commission i can see, it is a quote via email. The difference isn't that much, about 2 pounds a month less than cavendish

    If they are not taking a commission then there is nothing to disclose. If they take a commission then its a mandatory disclosure requirement.
    At most difference is minimal maybe 2-5 pounds a month extra for us and they know who has better underwriters if you have any medical issues for example

    Is the difference in premium from the same insurer?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    dunstonh wrote: »
    If they are not taking a commission then there is nothing to disclose. If they take a commission then its a mandatory disclosure requirement.


    Is the difference in premium from the same insurer?



    Yes it is the same insurer, same index linked Income protection cover with the same deferment period
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
  • I personally really rate Cavendish, especially on price.

    However due to my personal circumstances changing I needed to seek advice on a more specialised policy and used a broker called Reassured reassured.co.uk, who scanned the market on my behalf.

    For me they were excellent. However if you know what you want go with Cavendish.
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