Santander mortgage FTB

nathyb1234

First_time_buyer_lauren wrote: »

Hi, were in the same boat, application sent 8th may, valuation survey booked straight away for today, rang estate agents today who said they valued it yesterday, yesterday MA got in contact and said they had requested my employment contract which I sent to them, I've heard nothing today and getting quite anxious at the thought of it being weekend now!
Good luck!!
Lauren

Good luck Lauren! Very fast for you.

I did the full application on 2nd May and I didn't hear anything until today.

First_time_buyer_lauren

No update today! Have you heard anything? My MA has chased it up, apparently they are behind on processing due to being very busy they said to expect an answer within 48 hrs!

nathyb1234

First_time_buyer_lauren wrote: »

No update today! Have you heard anything? My MA has chased it up, apparently they are behind on processing due to being very busy they said to expect an answer within 48 hrs!

hI!! No update as well. Our MA told to wait more 3 days... I'm really anxious.

Fingers crossed.

stranger786

Hi.I am another one waiting !!!!

26 April 2017: Applied via broker.
3rd May 2017: document missing ( bank statement of child benefit proof and previous address).
4th May 2017: documents provided.
11 May : Another missing thing !! A document was not scanned properly. New scan was sent within two hours.

No update so far.

stranger786

Message from Yacol82 :

Hello,
Me and wife are in process of mortgage application with Santander. We are first time buyer, using Help to Buy, no chains. We applied via broker. Wife got new position with her old employer for who she works for last 7 years but because of salary increase around 7 k around 6 months ago the application takes time :mad:
Timescale
07/4/17 reservation of plot and same day submitted application via broker
13/4/17 text message from Santander that they received our application and if we have any questions to contact our broker
24/4/17 Authority to Proceed Issued, application with underwriters
25/4/17 valuation date booked for 2/5/17
28/4/17 additional documents requested about my wife salary since doesn't match with amount earned in last tax year
2/5/17 valuation took place
3/5/17 submitted documents to Santander
9/5/17 additional documents/ contract amendments/ contract for my wife requested
9/5/17 all documents uploaded via broker

Now awaiting answer from Santander, do you think is it normal procedure if amount from April's payslip which shows money earned till date doesn't match with money what she earning now since last year in October 2017 got increase so half year was getting better money but on application we wrote what she earns now ( hourly rate x contracted hours x 52weeks)

Just for update we have been approved !
15/5/17 broker informed us that application agreed by underwriter and the offer will be sent to us via post and he will forward us electronic version as soon as he will get one ( broker said that Santander usually send email within 48hrs)
Thank God the waiting time now finished since last couple weeks has been very stressful. Good luck to everybody who is waiting for their decision

nathyb1234

stranger786 wrote: »

Message from Yacol82 :

Hello,
Me and wife are in process of mortgage application with Santander. We are first time buyer, using Help to Buy, no chains. We applied via broker. Wife got new position with her old employer for who she works for last 7 years but because of salary increase around 7 k around 6 months ago the application takes time :mad:
Timescale
07/4/17 reservation of plot and same day submitted application via broker
13/4/17 text message from Santander that they received our application and if we have any questions to contact our broker
24/4/17 Authority to Proceed Issued, application with underwriters
25/4/17 valuation date booked for 2/5/17
28/4/17 additional documents requested about my wife salary since doesn't match with amount earned in last tax year
2/5/17 valuation took place
3/5/17 submitted documents to Santander
9/5/17 additional documents/ contract amendments/ contract for my wife requested
9/5/17 all documents uploaded via broker

Now awaiting answer from Santander, do you think is it normal procedure if amount from April's payslip which shows money earned till date doesn't match with money what she earning now since last year in October 2017 got increase so half year was getting better money but on application we wrote what she earns now ( hourly rate x contracted hours x 52weeks)

Just for update we have been approved !
15/5/17 broker informed us that application agreed by underwriter and the offer will be sent to us via post and he will forward us electronic version as soon as he will get one ( broker said that Santander usually send email within 48hrs)
Thank God the waiting time now finished since last couple weeks has been very stressful. Good luck to everybody who is waiting for their decision

Thanks for sharing it.

6 days later it's too much hehe We will see when our offer will arrive.

nathyb1234

No updates for today

First_time_buyer_lauren

None here either, I've been hounding my MA again, hopefully hear something tomorrow as he said Santander had told him within 48 hrs and that was yesterday !

stranger786

No news here either !!!

My documents was send last week on 11th May.The status says that today they are reviewing documents send to them on 11th May.I called MA and she checked the status with no update on bank;s system.

My date of application was 26 April.It have been 1 month since i made an offer but no progress in mortgage application.

nathyb1234

Wow almost 1 month.

No news for today.