no fault car accident

cookiemom01

my car was parked outside my home and was hit by a bus the driver took full responsibility,

takman

I can see why First Buses are annoyed; they offered you a fully paid for hire car that you rejected and instead chose to keep a credit hire car which costs three times as much. The company "MA" them try and claim this cost back from them, which is obviously unfair considering that they offered you a cheaper alternative.

Advice for you now is to provide all the info required and MA will deal with it, you also have to provide this because it will be in the contract you signed with them.

Next time if the third party admit fault you should so directly through them and everything will be sorted out much easier and quicker.

cookiemom01

hi takman thanks for your reply

FutureGirl

It seems you were put through to a credit hire company.

You are only able to recover credit hire costs if you can show you were impecunious at the time (IE that you couldn't have afforded to hire a car yourself), hence why your solicitor etc will require bank statements etc, as they will need this as evidence to show in the first instance. If you cannot prove that you couldn't afford to hire a car yourself at the time, then you won't be able to recover the credit hire costs, and those costs will either be swallowed by the company, or paid by you, depending on the contract you signed with them, as you were the one hiring the vehicle.

The second thing seems to be the cost of the hire car. It seems that First offered to provide you with hire car, which you declined. You have then presented a claim to them for a very high value. You do have a duty to mitigate your losses, and the cost of them. The best thing would have been to agree to First's hire, however that is a mute point as we can't change the past. It is more than likely that First are only offering to pay your credit hire company what it would have cost First to hire you a vehicle.

The only way forward is;-
a) First accept the full cost of your credit hire (seems unlikely, but depends on the difference in costings I suppose)

b) Your credit hire company agree to the amount the First are offering

c) it goes to court where a judge would decide the amount