We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage Underwriting
tl2463
Posts: 6 Forumite
Hello all,
We are a FTB couple who have had an offer accepted, have AIP approved, DIP approved and now going to start going through the mortgage underwriting assessment.
I just want to check I've been in my planned overdraft every month but not used it all, always paid it back and I have a car on finance and credit card that both have a year left to pay. My partner only has a credit card that is rarely used and we are putting in £45k deposit on a £145k house only looking to borrow £100k. We should not have any issues should we with the underwriting side even though I have still those to pay as I don't want us to lose out on our first potential home.
Thanks in advance for the advice.
We are a FTB couple who have had an offer accepted, have AIP approved, DIP approved and now going to start going through the mortgage underwriting assessment.
I just want to check I've been in my planned overdraft every month but not used it all, always paid it back and I have a car on finance and credit card that both have a year left to pay. My partner only has a credit card that is rarely used and we are putting in £45k deposit on a £145k house only looking to borrow £100k. We should not have any issues should we with the underwriting side even though I have still those to pay as I don't want us to lose out on our first potential home.
Thanks in advance for the advice.
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.6K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards