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mind tricks to stop emotional spending

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Comments

  • why not free online? http://www.spendingdiary.com/
    write it on a scrap piece of paper through the day ~ even a napkin :D

    I [STRIKE]nick[/STRIKE] borrow spare taxi dockets at work to use as note paper at home! The're about half A5 and perfect to fit in my purse!!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Although I realise shopping in Primark is financially better than going into Designer shops, when I go into Primark, i find that I am buying three tops instead of the one which kind of defeats the point-am i making sense?

    Remember thou, buying 3 tops for £9 is better than spending £15-£30 on one top! (As long as you don't do it every day!!)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Just think of the company directors sitting in their fancy houses enjoying even fancier meals and imagine you paid for part of that whilst u carry on struggling on a budget. At some point u gotta be realistic if spendings having a negative effect on your life.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    http://www.moneysavingexpert.com/protect/demotivator/

    Put your excess spends in here - if that doesn't stop you spending on rubbish then nothing will!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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