Santander Repossession

Matador777

Farmerbob wrote: »

Peddle your nonsense elsewhere, I've read your other posts there's no fraud or future PPI like scandals. You've taken a few outlandish and misleading points used what little you understand of how banking and securitisation works to try get out of your obligations, and worse of all try to lead others in worrying situations there as well. I've worked in collections for a mortgage company previously and know scams like yours and inevitably they do not win and got their houses repossessed. :mad:

Your talking absolute shiiite! just go and google "legal quest" and easeyourmortgage. You probably think the everyone is honest and open. The Politicians Police Bank Libor rates
You talk crap.why did RBS get fined billions for securitisation.
80% mortgages are securitised. If you think Im talking !!!!. Ring up your mortgage lender and ask for a copy of the original mortgage deeds, See them waffle som BS,
The courts cant repossess your house if the bank cant produce the original deeds, The banks sell them to SPV and they hold your deeds.

Matador777

robatwork wrote: »

Upload them somewhere like imgur then tell us the last part of the URL. We will post the link. Eg if the pic is http://imgur.com/gallery/hCAJhca post the last bit.

And for sentient beings - lots of people owe money to Santander.
As it happens they owe me money as I am lending some of mine to them.

Once your mortgage has been securitised the bank been paid in full. You owe nothing.

Matador777

Farmerbob wrote: »

Peddle your nonsense elsewhere, I've read your other posts there's no fraud or future PPI like scandals. You've taken a few outlandish and misleading points used what little you understand of how banking and securitisation works to try get out of your obligations, and worse of all try to lead others in worrying situations there as well. I've worked in collections for a mortgage company previously and know scams like yours and inevitably they do not win and got their houses repossessed. :mad:

If you work in mortgages and at a higher level you wll understand, Collections DO NOT KNOW JACK. Google NI repossession case see WHY Santander cant repossess! STOP your non sense. Why am I scamming people Im NOT asking for any money im telling you guys the facts. for free and its all true!

davidmcn

Matador777 wrote: »

just go and google "legal quest" and easeyourmortgage.

Done that. Can't see anything more informative than the previous thread here about Legal Quest.

Ring up your mortgage lender and ask for a copy of the original mortgage deeds

I've got my own copy. If I didn't, my solicitor has a copy. And if nobody else has, the Land Register has a copy.

Google NI repossession case see WHY Santander cant repossess!

What, this case? Which bits in the judgement help your argument? It even begins with "the court here is dealing with a situation which happily is unusual", and then goes on to point out that "It is clear law, as has been recently reaffirmed by the Court of Appeal in England in Paragon Finance v Pender and Another [2005] 1 W. L. R. 3412 that a legal owner of a charge can part with the equitable interest in it without losing their right to enforce the charge" (my emphasis).

Matador777

I've got my own copy. If I didn't, my solicitor has a copy. And if nobody else has, the Land Register has a copy.
Check and confirm you or your solicitor has the ORIGINAL with wet signature. Why are you guys arguing without seeing the evidence I have. Guys after securitisation the lender has the sold off the mortgages to a 3rd party. Believe what you like.
Read this comment from youtube youtube.com/watch?v=L-tFg6DKaZk
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frank1847
frank18473 weeks ago
Hi Paul I have gone down this road with my lender Santader , it has been a long road . I have my mortgage terms and conditions showing sections of certain Acts shall apply . Looking into one particular Act the one section decreed that the lender has a Power of Attorney over the mortgage . This section of the Act is being discontinued as we speak .
I owe £38 000 on my mortgage I have paid £62 000 I have refused to pay any more money for the last two years and have told them I will see them in court as I believe they used the power of Attorney to sign my house over to a third party and that they have been paid the value of my house at the time of the sale . I believe they are acting as agents between myself and the new holder of my deeds whom I have no knowledge of .
The main reason the lender needs a power of Attorney is when they sell a property they dont have to pay stamp duty .




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What, this case? Which bits in the judgement help your argument? It even begins with "the court here is dealing with a situation which happily is unusual", and then goes on to point out that "It is clear law, as has been recently reaffirmed by the Court of Appeal in England in Paragon Finance v Pender and Another [2005] 1 W. L. R. 3412 that a legal owner of a charge can part with the equitable interest in it without losing their right to enforce the charge" (my emphasis).[/QUOTE]

Matador777

I've got my own copy. If I didn't, my solicitor has a copy. And if nobody else has, the Land Register has a copy.

WATCH THIS TO THE END SANTANDER LIED IN COURT
ADD THIS BIT TO YOUTUBE ADDRESS ?v=JR_HXnAQr5QC
WHY HASN'T THE BANK REPOSSESSED HIS HOUSE YET. ONCE SOLD THE BANKS BEEN PAID!

Which bits in the judgement help your argument? It even begins with "the court here is dealing with a situation which happily is unusual", and then goes on to point out that "It is clear law, as has been recently reaffirmed by the Court of Appeal in England in Paragon Finance v Pender and Another [2005] 1 W. L. R. 3412 that a legal owner of a charge can part with the equitable interest in it without losing their right to enforce the charge" (my emphasis).[/QUOTE]

Farmerbob

Matador777 wrote: »

Your talking absolute shiiite! just go and google "legal quest" and easeyourmortgage. You probably think the everyone is honest and open. The Politicians Police Bank Libor rates
You talk crap.why did RBS get fined billions for securitisation.
80% mortgages are securitised. If you think Im talking !!!!. Ring up your mortgage lender and ask for a copy of the original mortgage deeds, See them waffle som BS,
The courts cant repossess your house if the bank cant produce the original deeds, The banks sell them to SPV and they hold your deeds.

No no you've convinced me your an expert now you carry on, once you WIN your case get back to us there's no point encouraging people to take the same course of action until you've won your case.

Matador777

Farmerbob wrote: »

No no you've convinced me your an expert now you carry on, once you WIN your case get back to us there's no point encouraging people to take the same course of action until you've won your case.

Fair point.
I'm NOT claiming to be an expert. I don't wish to argue. What course of action have I asked people to take.
All I have said is Ring Santander and ask them if they have the ORIGINAL MORTGAGE DEEDS with wet signatures and can they send you the Power Of Attorney.
You will be able to tell from their response something funny is going on.
Tell them you wish to sell your house and can the bank guarantee the new buyer will get the original deeds not copies or attested affidavits>. Then come back on the forum. Can I say any fairer than that?

davidmcn

Matador777 wrote: »

All I have said is Ring Santander and ask them if they have the ORIGINAL MORTGAGE DEEDS with wet signatures and can they send you the Power Of Attorney.
You will be able to tell from their response something funny is going on.

Well, they'll think you're a bit funny...what's the relevance of the "wet signatures"? Which Power of Attorney are you talking about? The one which forms part of their mortgage conditions?

Tell them you wish to sell your house and can the bank guarantee the new buyer will get the original deeds not copies or attested affidavits

The originals of what deeds? Why would the buyer want any "deeds" which your bank holds? Titles are registered these days.

Farmerbob

Matador777 wrote: »

Fair point.
I'm NOT claiming to be an expert. I don't wish to argue. What course of action have I asked people to take.
All I have said is Ring Santander and ask them if they have the ORIGINAL MORTGAGE DEEDS with wet signatures and can they send you the Power Of Attorney.
You will be able to tell from their response something funny is going on.
Tell them you wish to sell your house and can the bank guarantee the new buyer will get the original deeds not copies or attested affidavits>. Then come back on the forum. Can I say any fairer than that?

I'm sure at least in England, most of if not all deeds are electronic so the wet signature is not really relevant. I assume with your argument that you don't directly owe money to Santander as they sold the debt, but then you don't owe the other party and should have your debt wiped? How's your court case progressing, if it's got that far already has the Judge seen any merits to your argument yet?