Santander Repossession

Janejh

I was wondering the same thing but didn't know if I'd be pushing my luck. Don't not want to jeopardise my success of getting my home back.
The judge she didn't actually base his decision on Santander being unlawful. His ruling was if I'd attended the Repossession hearing in February would I have been successful in having the Repossession order set aside. He agreed that I would've been successful and that was his reason to set it aside yesterday.

The costs and charges that Santander have added to my account are huge. I did wonder about trying to claim back at the very lesser charges incurred from February (original Repossession hearing) as the eviction charges com to nearly £1,000.

Right now though I just want to go home.

Blackbeard_of_Perranporth

Something does not add up. Is £75 a month an arrangement with the mortgage provider. I cannot find any loan mortgage that is £75 for £92,000.

I suggest OP contact their lender and come to an arrangement while they are suffering dificult situations. I did, I am currently £6,000 in arrears, though in agreement and paying off! I was off work for ten months in 2016 through heart conditions. It happens to us all, yet at no time did I get even close to being kicked out! I also kept my car that was on finance, even though after ten months I was six weeks over due on the schedule.

minimike2

If this is interest only on a historic lifetime tracker then it is totally possible.

NelliePie

I've just come across this thread and as a new FTB it's a scary one! Especially as we never know what the future will hold an many things are out of our control. You have my full sympathy and I'm so glad you've managed to get your home back. As the other's have said, make sure you keep on top op your payments from now on - and you can always turn to the forums for advice, support and encouragement if you need to! Good Luck!

Janejh

Mortgage is interest only and a Tracker mortgage which tracks the base rate by 0.49% (yes, just under ½ percent). So the Bank of England base rate is currently 0.0025 ( ¼ %). So that makes my mortgage interest 0.25% + 0.49% = 0.74% (just under 3/4%) now equates to £56/month.
As far as I know there are no mortgage deals that are anywhere near mine. I was just very lucky when I remortgaged in 2008 to get such a great interest rate which was not only very low but for the lifetime of the mortgage which doesn't end for another 15 years.
And yes, I know, how stupid I was to jeopardise that but as you will see from my earlier posts I have been through quite a traumatic 2 years. I'm back on my feet now and working again and so is my partner. Starting next month we will be overpaying as much as we can afford to get as much of paid off as possible.

Matador777

Does anybody know how can I upload slides and links as new account. I have evidence that Santander have sold mortgages off, mortgage sale agreement, signatures, transaction details, mortgage certificates in 3rd party names, Nobody owes a single penny to Santander.!

Matador777

send me your email. I will give you so much evidence Bostock will shake in his boots

robatwork

Matador777 wrote: »

Does anybody know how can I upload slides and links as new account. I have evidence that Santander have sold mortgages off, mortgage sale agreement, signatures, transaction details, mortgage certificates in 3rd party names, Nobody owes a single penny to Santander.!

Upload them somewhere like imgur then tell us the last part of the URL. We will post the link. Eg if the pic is http://imgur.com/gallery/hCAJhca post the last bit.

And for sentient beings - lots of people owe money to Santander.
As it happens they owe me money as I am lending some of mine to them.

Farmerbob

Matador777 wrote: »

Does anybody know how can I upload slides and links as new account. I have evidence that Santander have sold mortgages off, mortgage sale agreement, signatures, transaction details, mortgage certificates in 3rd party names, Nobody owes a single penny to Santander.!

Peddle your nonsense elsewhere, I've read your other posts there's no fraud or future PPI like scandals. You've taken a few outlandish and misleading points used what little you understand of how banking and securitisation works to try get out of your obligations, and worse of all try to lead others in worrying situations there as well. I've worked in collections for a mortgage company previously and know scams like yours and inevitably they do not win and got their houses repossessed. :mad:

minimike2

Matador777 wrote: »

Does anybody know how can I upload slides and links as new account. I have evidence that Santander have sold mortgages off, mortgage sale agreement, signatures, transaction details, mortgage certificates in 3rd party names, Nobody owes a single penny to Santander.!

I don't, but I know where you can buy a good tin foil hat if that helps?