Day insurance for young driver who has just passed test

Stewie

Hi,

My daughter (21) has just passed her test a couple of weeks back. She doesn't live at home as she works in another city - therefore I can't have her on my insurance.

She is having a car that used to be her brothers first car that is insured for me, but she's not having it for a few weeks yet (has to sort out parking). She is coming home next weekend and I thought it would be good if she could get insured for a day or so to let her have her solo drive and for me to take her on motorways. I gave both our kids driving lessons so I'm not afraid!

Anyway, I was trying to get day insurance quotes and Aviva who we did day insurance with won't quote once I put in her driving licence number, and other sites ask how long ago she passed her test and seem to want a minimum of 6 months since passing.

I can't be the only parent in this situation looking for reasonable insurance for the day - anyone got any tips please?

Thanks

DCFC79

You googled for options ?

Rac, insure4aday are 2 that come up in google for providing short term insurance.

I cant vouch for these though.

Stewie

Yes, Google is my friend.

RAC is done via Aviva, and insure4aday is unable to quote based on period licence held.

I'm beginning to think she will have to wait until she takes the car and insures it herself. Would have been good to show her how to use a motorway though.

bouncydog1

Why can't you have her on your insurance for the time she is back home? Presumably she has a UK licence? We just used to add our daughter to our policies for the odd weeks she was home from Uni - used to cost around £30 a time.

forgotmyname

Insure it in her name now? only a couple of weeks to lose. Minus the time spent driving it.

Why does it matter where she lives to putting her on your insurance? Mum lives almost 200 miles away and she is on one of ours.

Mojisola

Stewie wrote: »

My daughter (21) has just passed her test a couple of weeks back. She doesn't live at home as she works in another city - therefore I can't have her on my insurance.

forgotmyname wrote: »

Why does it matter where she lives to putting her on your insurance? Mum lives almost 200 miles away and she is on one of ours.

Like forgotmyname, we've had people on our insurances who live on the other side of the country.

Stewie - has the insurance company told you she can't be on your insurance?

Stewie

Hi and thanks for the replies. I'm going to phone the insurance company and chat to them. See what they can offer me. No insurance company has told me I can't have her insured on my insurance. I'm just assuming she needs to have insurance in her own name to build up a NCB.

Aretnap

She won't build up any NCB with a one day policy anyway - it's a feature of annual policies. She'll start building it up when she gets an annual policy in her own name. Whether or not you insure her with a short term policy, or as a named driver on your own policy in the meantime will make no difference.