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I have personal CCJ on my credit file from my limited comapny
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Arleen, thank you for that, I have already checked contracts, invoices etc and there is nothing that says I am liable and they are all in the company name. I will look into set asides, as I have no knowledge of them at this point.
Thank you again0 -
Info here on set asides :
https://www.nationaldebtline.org/EW/factsheets/Pages/howtosetasideacountycourtjudgment/settingasideaccj.aspxI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
There is a good chance some institutions (e.g. banks) will have asked for a personal guarantee from the director.
This would allow them to go after you personally if, for example, bills took you overdrawn.0 -
But then it would be the bank holding a single CCJ, not 3 of them from suppliers.There is a good chance some institutions (e.g. banks) will have asked for a personal guarantee from the director.
This would allow them to go after you personally if, for example, bills took you overdrawn.0 -
But then it would be the bank holding a single CCJ, not 3 of them from suppliers.
It said "unpaid services supplied to" the business.
Banking is a service, and it could be a business current account, a finance deal for a van lease, etc etc
It's worth at lease considering that he could have given a DG.0
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