Car insurance asking for a lot of documents?

Brie

rtho782 wrote: »

You started a policy at cheap address A.

The black box showed them you actually lived at more expensive address B. You did not notify them of this change as you were required to. This is a form of fraud.

They challenged you on this and charged you an increased premium. From their perspective, they have caught you out once, and now suspect there may be other things you have lied about or omitted to tell them, so they want to check.

If your parents are unable to supply driving record details, they should not be named on your policy. Your insurer is insuring them as drivers of your car and therefore has a right to request this. If you refuse to comply they are quite right to cancel the policy.

You need to provide what they request, or they will cancel your policy, record this cancellation on insurance databases, and it will cost you A LOT of money in the long term.

You are legally required to update the V5 and your driving licence when you move. Failure to do this is a criminal offence with a £1,000 fine. "I'm only moving short term" is not an excuse. Change it, then change it back.

To be honest the fact that most of your stuff shows address A is probably good - it shows you didn't just pluck that address out the air as a cheap address to put for your insurance.

The poor lad did tell his insurance company about his change of address (even though he did not need to -- as Fosterdog suggests above). They certainly didn't catch him in a lie, and it's unfair of you to suggest he has lied to, or ommitted to tell, the insurer other things. If anything, it would seem willwigzell is suffering from his being too honest, and finds himself subject to the grinding indifference of his insurer's "procedures" which more than likely were drawn up by people like rtho782 who assume that all young drivers are liars.

shaun_from_Africa

Brie,
Why did you dig up a thread that was last commented on almost a year ago?