We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Does a claim on temp insurance count as a claim?
boilingpoint
Posts: 17 Forumite
So last year I bought a used van from some dodgy guy off ebay, took out 24hr day long insurance and drove it home. The next day I found out it had been stolen... so I claimed from the day insurance and got most of the money back.
It was a horrible experience and the seller blatantly did it IMHO.
Anyway does that count as a claim?
I'm asking because since then I bought another van and when getting online insurance quotes, I put down that I had a prior claim over a theft.... and my premium goes way way WAY up!
It's ridiculous and totally unfair....!
So is there any way to find out if my prior 'claim' counts or not? Anyone know anything about this?
It was a horrible experience and the seller blatantly did it IMHO.
Anyway does that count as a claim?
I'm asking because since then I bought another van and when getting online insurance quotes, I put down that I had a prior claim over a theft.... and my premium goes way way WAY up!
It's ridiculous and totally unfair....!
So is there any way to find out if my prior 'claim' counts or not? Anyone know anything about this?
0
Comments
-
Yes .boilingpoint wrote: »Anyway does that count as a claim?0 -
Wot he ^^^^says...
Bummer ehmake the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Why would it not?boilingpoint wrote: »So is there any way to find out if my prior 'claim' counts or not?
You do need to disclose this -( it will be on the shared database)0 -
Yes, a claim is a claim, regardless of duration of insurance cover.
Because the money could not be recovered from anyone when the van was stolen it goes down as an unrecoverable loss and affects the insurance premium similar, if not the same as a car accident when you are at fault.
The higher premium comes as you'll be perceived to be higher risk.All your base are belong to us.0 -
alright...well I was hoping there was something i missed..... sucks.
Thieving !!!!!!!s screw your life up.
An annoying aspect of this thing was the circumstances made me look like I took part in some scam over this mysterious van disappearance - but no... there's no ruse.... I'm just the guy getting screwed and shelling out.0 -
A claim is a claim.
At least you got some money back to cover your loss.I am just thinking out loud - nothing I say should be relied upon!
I do however reserve the right to be correct by accident.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards