Ppi claim settlement with deceased parent

Spitfire1984

So here's a little backstory, my late Father tried to claim ppi back from RBS in 2011 but his claim was unsuccessful at the time. He died in 2013 after a long period of illness and a stroke and his claim had long been forgotten by me and my Mum.
Fast forward to today 24/04/2017 and out of the blue a letter addressed to my Father from RBS arrived with a offer of £12,333, to say we were shocked is an understatement.

The loan was in my Father's name and both my parents had separate bank accounts, they we're married for 28 years with no prior marriages. We have all the paperwork as proof of my Fathers death and my parent's marriage.

The question is can we still get that money back, and if so do we have to go through additional steps?

Any help would be greatly appreciated.

dunstonh

The question is can we still get that money back, and if so do we have to go through additional steps?

The executor of the estate needs to inform them of his death and provide a copy of the death certificate and probate (if applicable). They can then reissue the payment. The payout forms part of his estate and should be distributed as per his Will.

Spitfire1984

I forgot to mention that he didn't make a will, how does this affect things.

[Deleted User]

Spitfire1984 wrote: »

I forgot to mention that he didn't make a will, how does this affect things.

Assuming his estate has passed to your Mother, then she will be able to receive the money.

madhouse

Send a death certificate and asked them to issue a cheque to the executor. I am making a joint claim and have sent a copy of the will and death certificate and this is acceptable.