Account Stability poor score

RhiannonMegan

Hello,

Just checked my score and for the first time in my credit history it's poor. And it says it's to do with credit stability.

I don't understand this as I've had my current account with my current provider for over ten years. Only newish card is a credit card but again it's over a year now since I opened it. I got a new phone contract but with same provider, (Orange to EE is only change in name.)

So how can I prove this score? I need to remortgage in a few months with my husband and am worried about how this score might affect our application.

I owe money on two cards, one 0% and one charging interest.

Any hints or tips welcome.

Pun

Read MSE's article on doing just that: http://www.moneysavingexpert.com/loans/credit-rating-credit-score

DCFC79

The credit score is only seen by you and only you, your history is what lenders see.

glosoli

DCFC79 wrote: »

The credit score is only seen by you and only you, your history is what lenders see.

This along with 1-2 other statements that get posted on every thread should flash up as a disclaimer for anyone entering this forum...

DCFC79

glosoli wrote: »

This along with 1-2 other statements that get posted on every thread should flash up as a disclaimer for anyone entering this forum...

Could have it as a banner along the top of the page, be more noticeable.