Several PCNs and Notice of Debt Recovery Assignment

cornel1311

Greetings to everyone here!
I am currently studying at university and about 7 months ago I used to park in the Sainsbury's parking for both making my shoppings and other reasons because it was the only space available in the whole area, but that's not why I'm here. In a period of 3-4 months, I have never received any parking tickets or something similar whatsoever.

However, in January I have received 4 PCNs for 4 different occasions where I have over-stayed between 5-30 minutes. Following the last 2 months, I kept receiving letters from Debt Recovery Plus that I am overdue with my payments, followed by discounts or threats going to court. Now, I have read on different forums that this is their usual approach and should just ignore the letters and I have done so. Consequently, today I have received a different letter from Zenith collections, saying that they bought my debt and I have to deal with them now. I am aware that Zenith/DRP are the same company and they never go to court. I wish I had paid at the beginning the discounted amount so I could have gotten over it. But I never did and now I'm worried about what is going to happen, as I already have to pay 120pounds each and I have 4 of them.

Can anyone advise me here about how should I proceed? Should I keep ignoring them, hoping that they will never go to court (I've read somewhere that if they go to court and they win I will only have to pay the amount I owe to the parking company and not the amount the Debt Collectors demands) or should I find a solution to pay to the amounts? Do you think this can ruin my credit history? As I stated before I am a student so at the moment I cannot afford to pay the 480pounds. I am grateful to anyone who can guide me through this and the proceedings.

Edit: I have kept all letters, if needed I can upload those letters here.

The_Slithy_Tove

You are right to just keep ignoring. Zenith/DRP don't (can't) take you to court, but the original parking company may. There's absolutely nothing you can do about it, though. If a Letter Before Claim or a real claim comes, then you act. Until then, just sit on it, and keep all paperwork.

Who is the parking company behind this?

No need to see the letters. They'll be the same as we've seem umpteen times.

cornel1311

The name of the parking operator is Horizon Parking.

beamerguy

Firstly, could you upload this letter to one of the free hosting sites like photobucket.
We would all like to see just what the letter says

As the charge is from Horizon, only they could sell a debt.
DRP are simply low life debt collectors and could not sell anything to Zenith

Did you receive a letter from Horizon stating they were selling the non proven amount to Zenith ??

cornel1311

Here is the last letter I have received.

https: //files.fm/u/eeekqf6h#/view/18052885_1425647870824959_1838385200_n.jpg

Please remove the space above, I couldn't post the link otherwise. Thanks!

beamerguy

cornel1311 wrote: »

Here is the last letter I have received.

https://files.fm/u/eeekqf6h#/view/18052885_1425647870824959_1838385200_n.jpg

Please remove the space above, I couldn't post the link otherwise. Thanks!

All that letter says is that debt collection has been passed to Zenith

This is not an assignment of any kind, it's a trick to scam you

What happens is this.

Imagine an office with two desks.
One desk is DRP and the other is Zenith.

Any so called debt can only be sold by the principal which is Horizon

You know that certain hole where the sun don't shine ???

Zenith live in that hole which is owned by DRP

Ignore these bottom feeders.

If you receive a letter before claim from Horizon then come back here

Don't they teach you about scammers at Uni ?

Coupon-mad

Do you think this can ruin my credit history?

No, as long as you don't ignore or don't see any court claim (e.g. we see loads of people whose post goes to an old address and they are silly enough not to have it redirected or pick their post up - Court claim arrives, they ignore it, BOSH, CCJ).

But NOT from a debt collector!

https://forums.moneysavingexpert.com/discussion/5035663

Horizon sometimes use Gladstones to try a claim. Defendable if so but you MUST see your post quickly every week if it goes to your parents' address or tell them to open your post and email scans of anything from Gladstones or Horizon (but laugh at debt collector letters).

cornel1311

Well, I've had only 2 addresses in the UK anyway and my parents live oversea. That's all I have I could have received as when I moved from my previous address I have changed it everywhere.

Coupon-mad

OK so as long as you are getting your post, ignore debt collectors, as the linked thread above tells you. If you get a court claim come back.