Moving my gf in with me?

Darksparkle

She is too young to claim WTC. She needs to be 25 unless she has children or wualifys for the disability element herself.

Why would she want to reduce her hours?

imknewhere

I just didnt know if say she worked less hours it might enable me to claim more than her working full time therefore her working more hours to not benefit us financially

IAmWales

imknewhere wrote: »

I just didnt know if say she worked less hours it might enable me to claim more than her working full time therefore her working more hours to not benefit us financially

If your girlfriend is trying to build a career for herself going part time will have a negative effect on that.

Plus if she can work, I'd expect that she wants to. Work is not just about financial gain!

Londonsu

skcollobcat10 wrote: »

I think it's a shame you loose a big chunk of your benefits because a partner moves in. It should only change after say, 12 months and give you a chance to establish your relationship and see if you want to make it long term.

It's especially bad for disabled people and being in a new relationship puts you financially on an uneven footing from day one. Your partner/lover becomes also your carer and for some that is hard to deal with.

Sorry I totally disagree with this, and I am one of the people who would be very much affected by the household income rules if I lost my job


I sort of agree with you about disabled people, but if you fall in love with someone with disabilities then caring for them is part and parcel of love, I would also say that in a loving relationship there should be no such thing as 'uneven footing' financially, for the last 20 years I have earned much more than my husband, but its not my money its ours, we are not on an uneven footing, we are equal

micky2phones

Londonsu wrote: »

Sorry I totally disagree with this, and I am one of the people who would be very much affected by the household income rules if I lost my job


I sort of agree with you about disabled people, but if you fall in love with someone with disabilities then caring for them is part and parcel of love, I would also say that in a loving relationship there should be no such thing as 'uneven footing' financially, for the last 20 years I have earned much more than my husband, but its not my money its ours, we are not on an uneven footing, we are equal

Well said !

marliepanda

skcollobcat10 wrote: »

I think it's a shame you loose a big chunk of your benefits because a partner moves in. It should only change after say, 12 months and give you a chance to establish your relationship and see if you want to make it long term.

It's especially bad for disabled people and being in a new relationship puts you financially on an uneven footing from day one. Your partner/lover becomes also your carer and for some that is hard to deal with.

Hilarious.

You do realise most people establish a relationship is long term BEFORE they move in together?!

Or am I old fashioned...

giddypenguin

I think the two of you need to sit down with a break down of costs and benefits calculator results for both situations and work out what is best for both of you. Remember- you'd only be paying one lot of rent/bills/council tax so in some areas you'll save.

You also need to figure out what contribution you'll each make to the shared expenses (or even if you'll share incomes completely)

Suggesting she works part time to maximise your benefit entitlement has many issues.

FBaby

Why would you want your girlfriend to go PT so you can keep your benefits? Not only it would mean she would have less income so you can have more, but more importantly, that would impact on her ability to evolve in her career so that she could get promotion, better chances to get a new job etc... It would be quite a selfish thing to ask her to do.

TELLIT01

Your girlfriend would need to reduce her hours to below 24 per week to have the potential for you to continue to receive Income Related benefit. Even below that figure, her income would still be taken off your benefit apart from a small disregard of either £10 or £20 per week (I can't remember which). Assuming minimum wage, your girlfriend would lose about £100 per week by reducing her hours.

Diary

venison wrote: »

The only thing that definitely wouldn't stop is your PIP, ESA depends on if you are in support group or not.
But of course you would gain by her £1100 per month income. I'm not sure if moving in together should be based only on how it would effect your benefits?

Do you have a link to substantiate the notion income related support group Esa won't be affected by a live in girlfriends work? It was my understanding all income related benefits are affected if someone moves in.