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Credit Limit to Low

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Hi there,

I have joined here as i require some help with my current situation.

me being impatient took out a loan for a car and didn't really read into it too much but ended up with 15.3% APR for 4 years - i currently have £5,918 left outstanding on the car however if i paid it off today it would be £5,069 and be clear from all the interest yet to be added.

here is where my problem is as i cant get a 0% purchase card with longer than 24months with a credit limit as high as £6,000 to pay off the car loan and then pay the money to the credit card to clear this without interest. what can i do? am i doing this right? i can only get credit limited of 2.8K - do i need a balance transfer card?


any help is appreciated!!

thanks


Anthony

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