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Lost 0% offer but getting another offer

Hello,

i just have a quick question and i am hoping the well informed people of MSE can help. I have a halifax credit card which i did a balance transfer on but unfortunately i went over the limit which means the offer of 0% interest was removed. i immediately got an MBNA CC which i have transferred the balance from Halifax but now halifax is showing some more balance transfer offers.

i have a lloyds credit card which i am paying interest on (little interest but interest nonetheless) so i was thinking i could transfer it to my halifax. my question is are these new halifax offers interest free even though i went over my limit voiding the original promotional offer?
Don't sweat the small stuff

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If the offer is 0% interest, then it will be 0% interest.
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Probably not: generally these offers come with a new card, and since you fairly recently opened a card account with them you would not be able to apply for another one until after at least six months. However, it is worth asking them...
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