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HSBC Online Banking - multiple secure keys?

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Does anyone know if it is possible with HSBC to have multiple secure keys setup for access to the online banking?

My parents have been looking after my money for the past several years as I don't trust myself not to spend it all so they make sure most of it gets put to good use in terms of savings and the like which has been working well but I've recently moved out into my own place so could do with access to my online banking as I need to regularly check transactions, transfer money to housemates for shopping and the like!

I noticed you could set up a digital secure key on the iPhone HSBC application, could I set that up or would that stop my parents from getting in using the physical secure key?
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Comments

  • grumbler
    grumbler Posts: 58,629 Forumite
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    edited 17 April 2017 at 6:23PM
    If it's the same as at FD (I am pretty sure it is) then it's either the digital key or the physical key (single). You need neither for checking, shopping and transfers to existing recipients. For creating new recipients use a physical key and a phone to call whoever keeps it.
  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
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    My secure key for Natwest works on my HSBC account.
    I am not a cat (But my friend is)
  • eskbanker
    eskbanker Posts: 36,966 Forumite
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    I know you're not asking for lifestyle advice but at what point do you believe you'd be capable of looking after your money? With all due respect, if you've moved out of the family home into your own place and need to 'transfer money to housemates for shopping and the like', surely it wouldn't be practical to have your parents holding the purse strings anyway?

    By all means tell me to butt out and mind my own business (especially if there are any medical reasons for your arrangements) but if you've been a member of this site for over twelve years, you're presumably not a fresh-faced school-leaver so I'd have thought that flying the nest would seem a sensible time to take responsibility for finances at the same time as everything else?
  • grumbler
    grumbler Posts: 58,629 Forumite
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    edited 17 April 2017 at 6:48PM
    Alter_ego wrote: »
    My secure key for Natwest works on my HSBC account.
    Really?
    natwest-cap.jpgarticle-2096060-119470C2000005DC-802_233x282.jpg

    ETA: and I am sure my FD key wouldn't work for my HSBC account if I had one.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
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    grumbler wrote: »
    Really?
    natwest-cap.jpgarticle-2096060-119470C2000005DC-802_233x282.jpg

    ETA: and I am sure my FD key wouldn't work for my HSBC account if I had one.



    It won't and nether will a M&S one. In fact my partners key pads don't work on my accounts within the same bank
  • masonic
    masonic Posts: 27,160 Forumite
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    ceredigion wrote: »
    It won't and nether will a M&S one. In fact my partners key pads don't work on my accounts within the same bank
    Yes, although not surprising. It would be a bit worrying if someone else's key could be used to log in to your account.
  • glider3560
    glider3560 Posts: 4,115 Forumite
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    ceredigion wrote: »
    It won't and nether will a M&S one. In fact my partners key pads don't work on my accounts within the same bank
    The two types of device are completely different:
    * Card reader: algorithm for generating the code is stored on the chip in the card, so you can use any card reader from any bank.
    * Token (like M&S, HSBC and First Direct): algorithm is stored on the device. Therefore each device will generate a different code. Only your device will work with your account.

    The latter type of device is why I left HSBC. At the time, there was no digital key and I travel often. The card reader is a much more flexible option, as the card is much smaller and easier to remember to carry.
  • grumbler
    grumbler Posts: 58,629 Forumite
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    glider3560 wrote: »
    The card reader is a much more flexible option, as the card is much smaller
    This is arguable
    and easier to remember to carry.
    So, are you relying on somebody to have a reader if you left yours at home?
  • glider3560
    glider3560 Posts: 4,115 Forumite
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    grumbler wrote: »
    So, are you relying on somebody to have a reader if you left yours at home?
    I have card readers at home and at work. I can obtain one from a bank branch. Friends, relatives and colleagues have card readers.
  • Mr.Generous
    Mr.Generous Posts: 3,965 Forumite
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    The HSBC things are linked to your account and you can only have 1 for each authorised user. On a business account you can have more than 1 authorised user and therefore more than 1 pin security thingy. However each would have a separate pin, Its already hard remembering all my blinkin' passwords without adding more.
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
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