Carer Allowance and other income

Herringgull_2

Does anyone understand Carer Allowance and the definition of 'earnings' and 'investment income'? I don't work, I get CA for someone who gets PIP, and have done for several years. Last year I let my house and have income from the rent (I employ an agent to manage the property and an accountant to manage my tax, and a sizable mortgage). I downsized and moved to a flat, and now have the opportunity to move in with my partner and let the flat as well as the house. Both properties I have a part-ownership in, so not making a huge amount of money, but enough to live on. Losing CA would make a big difference and would mean it's probably not viable to hang on to the flat. CA isn't means tested, but nowhere can I find out if getting 2 lots of rent would be 'investment income' or if it's seen as 'earnings' which might stop the CA. I'm not currently paying NI as I don't work at all as I'm a ft carer, it's all declared for tax as well, totally legit. Anyone know what counts as 'investment income' as opposed to 'earnings'? I prefer to be well informed before I contact the CA Unit to discuss it. I should add that there is nothing on the government website to suggests that it's not allowed. Anyone know the rules?

fed_up_and_stressed

The DWP decision makers guide - chapter 15, paras 15743 to 15746 deal with whether rental income is considered as being a business or an investment; and para 15275 on the treatment of investments. https://www.gov.uk/government/publications/decision-makers-guide-vol-3-subjects-common-to-all-benefits-staff-guide

pmlindyloo

Ultimately it would be up to a decision maker to decide whether this was treated as a business or not.

It might be a good idea to contact this organization

https://www.carersuk.org/help-and-advice/talk-to-us

as they are specialists in all areas of caring.

Herringgull_2

Thanks! I tried several organizations and gave them your info and so far they also unsure how to interpret this, but are trying to find out. It's apparently not the first time they have been asked this question, so I'm hoping something turns up. :cool: