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Refused additional named driver

Hi

Has anyone else been refused an additional named driver by their insurance underwriter?

I'm a 41 year old professional with no driving convictions and 10 years no claims. I recently changed car insurance provider to Kwikfit Car insurance after a price comparison site provider search. My wife is already a named driver on the policy. However, I have just tried to add my father in law (visiting from Scotland for a few weeks per year) to the policy and been refused. The broker (Kwikfit) says the underwriters have refused additional named drivers. My father in law is a semi-retired university lecturer with no claims on convictions also.

I am waiting to hear what the cancellation settlement will be so that I can switch to another provider, but am expecting them to sting me with cancellation fees etc, that will wipe out the remaining 6 months premium refund.

I had thought thought due to previous experience that adding named drivers (temporarily or for the remainder of a policy) was standard practice.

Any suggestions or advice.

Thanks Nick

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    If they won't allow any more then it might be cheaper to replace the existing named driver for a couple of weeks than go to the expense of a cancellation (if you cancel you won't get any NCD for the part year which may be significant if you don't have max Ncd already.
  • I suspect since KFIS made redundant 500+ jobs, they are winding down their call centre and probably refusing all requests.
    Aren't they pulling out of the motor insurance market?
  • According to their website they no longer offer car insurance, although existing policies are still valid. It could be that they aren't able to make amendments to exisiting policies?
  • Tammykitty
    Tammykitty Posts: 1,005 Forumite
    Fifth Anniversary 500 Posts Name Dropper Combo Breaker
    you can get temporary cover for your FIL to drive your car not via your own policy


    http://www.admiral.com/car-insurance/car-sharing/
  • MEM62
    MEM62 Posts: 5,344 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    nstiles7 wrote: »
    I am waiting to hear what the cancellation settlement will be so that I can switch to another provider


    It will be cheaper for your FIL to take separate temporary or short term policy on the vehicle.
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