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Halifax credit score

hopefulsoph
hopefulsoph Posts: 39 Forumite
in Credit file & ratings
Hi there

Just wondered if anyone could shed any light for me...

On various forums on here I have seen people mention they have been scored as say A4 or C1 or A something with Halifax when applying for mortgage/credit etc. Just wondered how you find this out and what it means!?

Thanks in advance :)

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's number first, then letter, from memory. I believe 1A is the best.

    One of them denotes rate (ie A customers get the best rate, ie representative rate on credit cards). I can't remember what the other denotes.

    As for how you find out, well I've never been refused a cheeky request for a sneaky peek at the CSA's screen in branch. ;)
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why is it you want to know ?
  • hopefulsoph
    hopefulsoph Posts: 39 Forumite
    That's useful to know, I'm interested as I'm trying to figure out whether I stand a fighting chance of passing the credit scoring to get a mortgage with them, as I'm figuring out that a DIP is not really a good indication! (I have one already but have had that for years and have since got a default in 2011, not due to drop off until October this year).

    Could do with a crystal ball!
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    hopefulsoph wrote: »

    Could do with a crystal ball!

    or better still a mortgage broker....
This discussion has been closed.
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