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Valuation

Torfoxwell
Torfoxwell Posts: 90 Forumite
in Mortgages & endowments
Hi All ,

I have my valuation tomorrow , no idea what time or anything , does anyone know how i obtain this information ?

Will the report be sent to me or my broker ?

Thanks in advance :)
«1

Comments

  • kingstreet
    kingstreet Posts: 39,370 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Depends on lender.

    Some don't issue.

    Some issue to applicant and solicitor.

    Some issue to solicitor only.

    Brokers hardly ever get a copy from anyone.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Torfoxwell
    Torfoxwell Posts: 90 Forumite
    its with Halifax... hope it comes to me , this house buying is turning me grey .. ( not that im that far off lol)
  • kingstreet
    kingstreet Posts: 39,370 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Colleys, the LBG in-house surveyor will send you a copy of the report as soon as it is received.

    You may need to supply a copy to your solicitor and/or broker if you need someone to make representations on your behalf.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Torfoxwell
    Torfoxwell Posts: 90 Forumite
    Thank You Kingstreet !


    Will it come in the post or via email do you know ?
  • kingstreet
    kingstreet Posts: 39,370 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AFAIK it will be posted.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Torfoxwell
    Torfoxwell Posts: 90 Forumite
    Thank you :)
  • BoBaggins
    BoBaggins Posts: 25 Forumite
    Ninth Anniversary 10 Posts Combo Breaker
    My valuation was done by Halifax on the Friday and my mortgage offer was in the post Monday (it was issued on the Saturday) so should be quite quick as long as valuation matches your offer
  • Torfoxwell
    Torfoxwell Posts: 90 Forumite
    i hope so :) , thank you for reoplying everyone - just rang the estate agents and they said its Esurv thats doing it ?
  • kingstreet
    kingstreet Posts: 39,370 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Torfoxwell wrote: »
    i hope so :) , thank you for reoplying everyone - just rang the estate agents and they said its Esurv thats doing it ?
    Panelled to Esurv by Colleys if Colleys have no capacity in given area. Report is still issued by Colleys.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • sean_silva
    sean_silva Posts: 14 Forumite
    Third Anniversary
    I got some recent experience with Halifax in regards to level 1 basic survey.
    Colleys or Esurv through Colleys completed the survey. Halifax assessed the report and gave the mortgage decision in next day. I have received the offer letter and valuation report via post two days after.
    I wanted to ask some specifics from Colleys and rang them. The operator trys to login to their reporting system but it wasn't a success as they only record Level 2 - Home buyers report and Level 3 - Structural report. Level 1 valuation report remarks are more or less standard key words. you can google that I can get more information.

    For example. have some tear and wear which needs repairing, maintenance... - generic key words
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