Mortgage remortgage or sell ? Please help

albionkev

"Look at it from the HA's angle.

They have adapted properties. You need an adapted property.
They have people wanting un-adapted properties. You are in an un-adapted property.

What should they do? Adapt your property, while puting people who don't need the adaptations into another adapted one...? Not exactly a great use of limited resources, is it?"
Thank you
I do appreciate that the housing association don't want to adapt the house and i take your points as to why it is not interested in adapting the house. If i were in there shoes i would probably do the same thing. However because my parents won't move it does not really change the situation. It's difficult to live in the house as it is that is why i asked what the best way to buy it may be. It's the only way to improve my parents quality of life in the current house. I hope that i'm not sounding confrontational because thats not my intention! I appreciate what you say and i am grateful for you making the points that you have made (i'm really not in love with going down this road myself! But without a wheelchair ramp the house becomes a prison for a wheelchair user)

cashbackproblems

hilarious how your parents didn't bother getting their own place and worked hard instead now expect all sorts from the state!!

albionkev

cashbackproblems wrote: »

hilarious how your parents didn't bother getting their own place and worked hard instead now expect all sorts from the state!!

Urm my parent could have chosen to buy this house but did not, thats true! It would have been cheaper than paying rent for all these years but anyway that was his decision to make.

My parents worked hard all of their lives.

Please tell me how you perceive that my parents are expecting something from the state?
With all due respect I think you are misunderstanding the post:(

Cakeguts

The only thing I would like to add is that it is not a good idea to do anything that could crash if you are not able to work.

Do you have an emergency plan as to what you would do if you find that you are not able to pay the mortgage?

albionkev

Cakeguts wrote: »

The only thing I would like to add is that it is not a good idea to do anything that could crash if you are not able to work.

Do you have an emergency plan as to what you would do if you find that you are not able to pay the mortgage?

Thank you Sincerely
I have enough equity in my flat so if i couldn't work anymore then i could and would sell the flat and pay off the mortgage on the house. Then i would have to live on my private pension in my parents house.