BMW Car Finance questions

motorguy

CHR15 wrote: »

To clear up the question about no previous credit history at all or rebuilding a broken one.

ok....

So he had some credit card problems 8 years ago, and has rebuilt his credit history.

Why would he need a rethink about financing a car?

gags

motorguy wrote: »

ok....

So he had some credit card problems 8 years ago, and has rebuilt his credit history.

Why would he need a rethink about financing a car?

yes why? Is there something I should know?

motorguy

gags wrote: »

yes why? Is there something I should know?

Yes, i'm curious too. It seems some people are passing judgement on you without knowing any detail of your more recent circumstances.

kmb500

worried_jim wrote: »

That number is meaningless, only you see it.

Really? I recently applied for car finance, I had never looked at my credit score before and the salesperson informed me they use Experian and you need a score of 850 or more. I registered for Experian and found that my score was 880, and I got approved for the finance for the car.