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BMW Car Finance questions

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Comments

  • motorguy
    motorguy Posts: 22,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    CHR15 wrote: »
    To clear up the question about no previous credit history at all or rebuilding a broken one.

    ok....

    So he had some credit card problems 8 years ago, and has rebuilt his credit history.

    Why would he need a rethink about financing a car?
  • gags
    gags Posts: 41 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    motorguy wrote: »
    ok....

    So he had some credit card problems 8 years ago, and has rebuilt his credit history.

    Why would he need a rethink about financing a car?

    yes why? Is there something I should know?
  • motorguy
    motorguy Posts: 22,626 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 April 2017 at 9:20AM
    gags wrote: »
    yes why? Is there something I should know?

    Yes, i'm curious too. It seems some people are passing judgement on you without knowing any detail of your more recent circumstances.
  • kmb500
    kmb500 Posts: 656 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    worried_jim wrote: »
    That number is meaningless, only you see it.
    Really? I recently applied for car finance, I had never looked at my credit score before and the salesperson informed me they use Experian and you need a score of 850 or more. I registered for Experian and found that my score was 880, and I got approved for the finance for the car.
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