Asking for photo id to process PPI refund

I made a PPI claim using the template on the Resolver website. I received a letter from NRAM regarding a loan I had with Northern Rock. They have made an offer which would like to accept but they reqire photo ID.
It says
"I require photographic identification (Passport/Driver's Licence) from you for our signature verification records. Without this information I will be unable to proceed with the agreed refund.".
I have neither as I do not have a passport and have never learned to drive. I have an expired provisional licence from when I briefly owned a moped but that is all. What can I do? I didn't have to supply photo ID to obtain the loan in the first place. Please help!

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hunnyhunny wrote: »
    What can I do?

    You contact them and tell them what you have told us here. See what they suggest.
  • neilcr_2
    neilcr_2 Posts: 102 Forumite
    I am also interested in this question as I currently have a photo id card which expires later this year. My photo id was purchased for me by a previous employer in 2012 as it was also a tachograph card for driving 7.5 ton vehicles. My ordinary car license is a old style paper(non photo) which does not run out till 2025.
    A DL photo idea is very handy but I don't plan on driving 7.5 ton again any time soon. I don't have a problem with photo id but I don't really want to pay for it
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    neilcr wrote: »
    I don't have a problem with photo id but I don't really want to pay for it
    In the circumstance, I don't think you will have any option. It doesn't have to be a Driving Licence, of course, a passport will do.
  • -taff
    -taff Posts: 15,221 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    neilcr wrote: »
    I am also interested in this question as I currently have a photo id card which expires later this year.

    Get in touch with before later this year then.
    Non me fac calcitrare tuum culi
  • I called them and they said a photocopy of my expired provisional licence would be OK as long as my signature hasn't changed. They also accept a photocopy of the front and back of a credit or debit card (with all the numbers blanked out of course) to show name and signature.
  • I have not been offered a sum of money but am being asked to send passport utility bill and driving license proof. I sent passport signature with no passport numbers on and utility bill without account number on and signature and address on driving license without license number. This was all refused and I am concerned if I sent complete details I am open to I’d theft and fraud. Is it common to ask for these documents? I went throug reclaimppi.co.uk.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Deal direct with the lender.

    I wouldn't give a claims company the time of day, let alone my passport.
  • Deal direct with the lender.

    I wouldn't give a claims company the time of day, let alone my passport.


    ABSOLUTELY !! Send it directly to the lender
    I work in Data Protection and spend my days dealing with CMC's. Only here trying to help!!
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Redacted ID cannot always be used.
    My husband sent a scan of his photo card to our IFA whom we know and trust with some info redacted (covered 70),
    They said they could not accept it.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.1K Banking & Borrowing
  • 252.8K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 597.4K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 256K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.