Dro

Simplyme

Hi! My DRO is nearing completion, so I thought I had better look into credit reports and clearing them up.

I have a noddle a/c and I am concerned that neither my Barclay's current account or a consolidation loan I had with them is appearing on my report but everything else it. Some already say settled.

They also tried to make an interest over payment to me they said they made in error but said it was being paid into my account but I no longer have access to it. Surely they should know the debt is in a DRO and should not be sending me this information?

But my main concern is that neither of these two items account and loan is listed on the DRO but they may have changed the account number when it went higher up to their default team??

What should I do in this situation I have not yet tried experian etc to see if it is the same on there.

Anyway feeling jolly I am nearly debt free :j

sourcrates

Barclays can use all three credit reference agencies, you should check your file with them all :

http://www.moneysavingexpert.com/credit-cards/credit-reference

National_Debtline

Hi Simplyme,


Only the debts that are listed in the DRO application are included, unfortunately if it wasn't listed it will not be written off and you will still be liable to pay. Can you clarify for future posters what you meant by the 'interest overpayment'. Did Barclays contact you to refund you interest that you had overpaid to them or did they request you pay money owed?


You may need to get back into with the organisation that helped you do the DRO because if these additional debts take your total level over £20k then unfortunately, your DRO could be revoked.


Laura
@natdebtline