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Should I try again with Lloyds or go somewhere else?

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Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I was a university student a few years ago and receive DLA due to a disability. I had a student account, and subsequent free overdraft.

    Being disabled, and receiving DLA/PIP, would not result in you being declined a student account.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It is the course that you are doing that is the main determinate of whether you qualify for a student account - not your disability.
    A degree course normally qualifies other qualifications may not.
  • MyUsername
    MyUsername Posts: 87 Forumite
    Sixth Anniversary 10 Posts
    It is the course that you are doing that is the main determinate of whether you qualify for a student account - not your disability.
    A degree course normally qualifies other qualifications may not.

    Indeed it does, I could get a student account but its better for me to have a normal account.
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,841 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 April 2017 at 12:39AM
    john2054 wrote: »
    i don't see why being disabled would stop you. unless you were planning on studying part time. Is that it?

    Yeah I study with the OU. I actually study at full time intensity and have done all the way through but it's still classed as part time. I wouldn't be eligible anyway as my credit rating is terrible (that's what happens when you have a lot of debt but a good job and then have the bombshell dropped that you have cancer) but I'm grateful that I've got shot of my godawful basic account and I have a full current account and I have two credit cards now, both of which are paid in full every month. I know others have found it insanely annoying that we can't get student accounts though- our degrees are the same as those in a normal uni and those who are studying full time like myself are classed as having 32 hours study time a week!! Compare that to some brick unis where the contact time can be as little as 8 hours and it seems so daft.
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • john2054
    john2054 Posts: 202 Forumite
    Yes thanks. Sure i also think that is a funny rule they have, and i couldn't get my student account opened until i was in the third year of my degree, which took me 5 altogether. At least you have got a job though right?...
  • i don't see why being disabled would stop you. unless you were planning on studying part time. Is that it?
  • john2054
    john2054 Posts: 202 Forumite
    she has just said that.
  • Jlawson118
    Jlawson118 Posts: 1,144 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Similar things just happened to me with Halifax getting their Clarity card, where they had issues and I had to re-apply after I submitted a complaint. Although once I reapplied, I managed to get everything I needed set up really quickly, it's worth a try if they've told you to do it!
  • MyUsername
    MyUsername Posts: 87 Forumite
    Sixth Anniversary 10 Posts
    I tried again and I was accepted straight away, good times.
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