informing insurers?

tonyd123

hi i have a little problem, i have recently had an accident in a works van not driver fault (a young girl ran out at the side of me and collided with the side of the van) ,the police were in attendance and i was told i would not hear any more about it. but my works has now had a claim launched against them for injurys, although this is a works van and works insurance, do i have to inform my own car insurers of this accident? not sure what to do.

Nasqueron

Good old compo Britain, run out into the road, hit a van and then try and blame the van driver for your problem, greedy parents should be done for fraud.

Ensure you get the police report confirming it was not your fault and then fight the claim all the way

molerat

Oh how times have changed.

The same happened to me many many years ago .............................. and I had the mother banging on my door ................ holding the little scrote by the ear apologising to me

Aretnap

Yes, you do have to inform your own car insurers, if not now then certainly at renewal time. They'll ask you if you've had any accidents or claims in the last 5 (sometimes 3) years regardless of blame, and the answer to that question is yes

EdGasket

Aretnap wrote: »

Yes, you do have to inform your own car insurers, if not now then certainly at renewal time. They'll ask you if you've had any accidents or claims in the last 5 (sometimes 3) years regardless of blame, and the answer to that question is yes

So why is it 'Yes' when in another thread ref. Hire car incident, it was 'No'?

tonyd123

even if the van and van insurance is not mine?..completeley unsure

Quentin

tonyd123 wrote: »

even if the van and van insurance is not mine?..completeley unsure

All irrelevant who owned the vehicle you were driving - you get asked if "you" have been involved in any claims/incidents.

EdGasket

Quentin wrote: »

All irrelevant who owned the vehicle you were driving - you get asked if "you" have been involved in any claims/incidents.

So do hire car incidents count then because in another thread it was concluded that you don't need to declare them. If so, what's the difference?

Quentin

Yes incidents in any car "count"!

Aretnap

EdGasket wrote: »

So why is it 'Yes' when in another thread ref. Hire car incident, it was 'No'?

I have no idea what thread your talking about but if you have an accidental in a hire car then of course you would have to declare that as well. The question says "have you had any accidents", not "have you had any accidents, other than accidents in a hire car/ work car/friend's car/red car/whatever"