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HSBC Advance Accepted - What Next?
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Not specifically about the offer, but my experience is HSBC staff seem to be the least aware of any of the high street banks when it comes to their T&C's. My nightmare was with the regular saving account and moving the SO date forward from near the end of the month to near the start to gain extra interest. Apparently in HSBC-land even if you bring the date forward, interest will only be paid on that month's payment starting from the day of the month the account was originally opened. Nothing in the T&C's says anything like that.
Also, I've noticed in online banking that it is impossible to see where a standing order payment is going to, unless the display name you chose for the SO contains the info. The destination sort code and account number are hidden "for security reasons". So to ensure my security I'm not allowed to see which account a standing order I set up is paying my money to :rotfl:
I thought the pay in date for the regular saver was fixed at the opening of the account, as for m&s.
Having said that, and whilst my dealings with HSBC since last year haven't been too painful, the idea of having to interact with them to try and get an extra couple of quid in interest seems like far too much hard work to me.0
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