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Settled or not on credit report

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Im currently helping a friend clear up their credit history as they are in a bit of debt they have defaulted on several payments over the last 6 or 7 years. I have done checks with all the big credit agencies and the same debt with two different agencies is showing as open on one with a status of defaulted (this is on noddle) and on Experian and Clearscore (Equifax) it is showing under the closed accounts section with a settled date and but an outstanding balance. Is this debt still active and they are best getting in contact with the debt purchase and collection company as when I Google the companies listed it comes back as a debt purchase and collection company?

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  • Marktheshark
    Marktheshark Posts: 5,841 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    If you have entered their present details where they live now on credit check searches, the debt firms will be contact your friend in the next few days.

    It is never free.
    I do Contracts, all day every day.
  • severn786
    severn786 Posts: 37 Forumite
    Yes I'm aware of that as debts need clearing, but what I'm getting at is different credit reports show it as being settled on one and not on another
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