Notice of Disassociation

xziare · 23 March 2017 at 6:52PM

Hi All,

I’m in need of some advice.

Upon receiving a recent credit report I have noticed that somebody I lived with years ago at University is showing up as a Financial Connection. I vaguely remember having a joint account with this individual as we paid the household bills together.

I looked into service a notice of disassociation, however I understand that both parties need to consent to it. In addition to this, the forms ask for their address, etc for the last six years. I am not in contact with this individual anymore, nor do I know where they are/live etc. I have done an online search and they are nowhere to be found.

Any ideas how I get around this? Obviously I don't want my credit rating affected by this person.

Lucky_Duck_2 · 23 March 2017 at 9:56PM

I recently successfuly disassociated my ex of about 10 years back despite not knowing her current address, etc.

The only issue I had was Equifax refusing to process anything until I bought a credit report...

mrmagooooooo · 24 March 2017 at 9:14AM

This was some years ago but all i did was write to each agency stating that i was no longer an associate of the person. I didn't put address details down as i too didn't know their new address (neither did i want to lol) and the association was removed within a few weeks.

Nasqueron · 24 March 2017 at 9:21AM

Social media, especially facebook is a good way to find people if the agency do get sniffy

xziare · 24 March 2017 at 2:28PM

Thanks all, I'll try writing to them as the forms won't let me submit them without entering every detail about them (was expecting the last question to be favourite colour haha).