Mortgage offer and mobile phone search

PrettyFlower90

So I've searched the forum for this topic and come across a few threads that are similar, but am still not sure on the right answer.


In the process of buying a house in Scotland, missives concluding as we speak, should hear back a confirmation that it's a done deal today. Date of entry should be 5th April. Our mortgage offer has been issued and credit checks all done etc. Both of us are on a SIM only mobile phone deal, but due to leaving our broadband our bills will go up so we need to change mobile network. However the SIM only deals for 1 month all still require a new credit check. Will this affect our mortgage for date of entry? I've read that some lenders credit check again before lending so worried that if we both get new SIM only deals (which would be cheaper than amount paying atm), the credit checks and possibly new accounts will affect us getting the mortgage in the end? Is it common for many lenders to credit check again before it's final?


Thanks!

David_White

This shouldn't have any negative impact on your mortgage offer at all, I wouldn't worry.