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Refund could have been paid into wrong Bank Account

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Comments

  • eskbanker
    eskbanker Posts: 40,776 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mainly because it has not appeared in his account, and we were in the shop at the time the vendor was doing it online, so if it has not appeared, where is it? (date 9th March).
    He did it via a bank transfer.
    Puzzled by this - if this was a face-to-face transaction in a bricks and mortar shop, presumably paid by debit card, why would the retailer not simply process a refund straight to the card by Chip & PIN, giving a confirmed refund receipt to the customer?

    If all else fails you may ultimately be able to process it as a chargeback if paid by debit card in the first place (and without any evidence of the transaction being refunded), assuming the goods were faulty in some way.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 March 2017 at 3:50PM
    eskbanker wrote: »
    Puzzled by this - if this was a face-to-face transaction in a bricks and mortar shop, presumably paid by debit card, why would the retailer not simply process a refund straight to the card by Chip & PIN, giving a confirmed refund receipt to the customer?

    If all else fails you may ultimately be able to process it as a chargeback if paid by debit card in the first place (and without any evidence of the transaction being refunded), assuming the goods were faulty in some way.

    Basically because he is not much of a businessman and didn't know how to do a refund other than by using his installed software. Apart from the deposit, my husband had it on interest-free credit.


    There was nothing wrong with the goods. It was a guitar that the seller said we could exchange within a certain time, this we did and the replacement was cheaper than the original.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    So where did the seller get the wrong bank account details from?
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    agrinnall wrote: »
    So where did the seller get the wrong bank account details from?
    Typo? Perhaps.
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