Clear score very slow to update

Shakin_Steve

I started using clear score at the beginning of last year, basically because it was free. My wife has always used Experian. I notice that clear score is much slower to update your details after a change. Most of my accounts on there are showing they were last updated on Feb 2nd. I've opened a new joint account and a barclaycard since then. The account has been on Experian for well over a week.

SnowTiger

Shakin_Steve wrote: »

I started using clear score at the beginning of last year, basically because it was free. My wife has always used Experian. I notice that clear score is much slower to update your details after a change. Most of my accounts on there are showing they were last updated on Feb 2nd. I've opened a new joint account and a barclaycard since then. The account has been on Experian for well over a week.

'Lenders' tend to update CRAs once a month.

Your Clear Score report is updated from Equifax once a month.

Therefore, it's possible for there to be a lag of up to two months.

In reality the lag is sometimes longer than that.

I guess that's one of the differences between a paid and free service.

MSE's Credit Club will let you take a gander at your Experian credit report free, but it also updates once a month.

Shakin_Steve

Thanks, SnowTiger. Just joined up, very easy.